New

Work Freely,
Live Fully

Card-Y gives freelancers and remote workers a 360° ecosystem to learn, earn, and move money without limits.

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by applying you agree to the terms & conditions

Who Is It For?

Card-Y is the company for people who don’t have one.

Freelancers without employee benefits

Card-Y is for freelancers who work independently but still need structure. We provide access to benefits and systems usually reserved for full-time employees—without tying you to an employer.

Get paid from global platforms — and access your money instantly in EGP, USD or EUR.

Remote Workers Without a Local Employer

If you earn from international clients, Card-Y helps you get paid, manage money locally, and stay compliant—making global work simple at home.

Get paid from global platforms — and access your money instantly in EGP, USD or EUR.

Professionals Who Are “Their Own Company”

For those who operate independently, Card-Y delivers the financial, legal, and benefit infrastructure you need to run like a company—without actually having one.

Get paid from global platforms — and access your money instantly in EGP, USD or EUR.

Card-Y acts as your local infrastructure, so you can focus on your job, We give you the benefits of a company, without locking you into one.

Health Insurance

Legal & Tax Compliance

Co-Working Spaces

Learning & Growth

Financial Setup

Our Services

Everything You Get with Card-Y

We design and develop services and packages for freelancers and remote workers to get paid and work hastle free

Financial Setup

Get paid globally. Spend locally. Stay in control.

Multi-currency global accounts
Receive payments in USD and EUR through dedicated international accounts.

Free virtual card included
Your virtual card is linked directly to your global accounts, allowing you to pay online instantly in USD or EUR.

Local bank cards in Egypt
Every subscriber receives:

Multi-currency global accounts
Receive payments in USD and EUR through dedicated international accounts.

Free virtual card included
Your virtual card is linked directly to your global accounts, allowing you to pay online instantly in USD or EUR.

Local bank cards in Egypt
Every subscriber receives:

Multi-currency physical card

Withdrw EGP/USD from ATM

Health Insurance

Healthcare designed for Digital Nomads.

Powered by HealthTag
Access a wide healthcare network across Egypt.

4,000 Health Points included
Use your points for up to 70% discounts at hospitals and clinics.

Flexible coverage options
Need more protection?

Full health insurance plans are available as an optional add-on.

Powered by HealthTag
Access a wide healthcare network across Egypt.

4,000 Health Points included
Use your points for up to 70% discounts at hospitals and clinics.

Flexible coverage options
Need more protection?

Full health insurance plans are available as an optional add-on.

Legal Setup & Compliance

Become compliant—without lifting a finger.

Fully hands-off legal setup
We manage everything on your behalf:

Commercial registration

Tax card

E-invoice token

Ultra-low compliance cost
Become legally compliant for as low as 0.5% of your income, leveraging the latest tax laws.

Real-time dashboard visibility
Track your legal and tax status anytime from your Card-Y dashboard.

Optional tax reporting & filing
Want zero admin work? We can report and file your taxes for you.

Ultra-low compliance cost
Become legally compliant for as low as 0.5% of your income, leveraging the latest tax laws.

Real-time dashboard visibility
Track your legal and tax status anytime from your Card-Y dashboard.

Optional tax reporting & filing
Want zero admin work? We can report and file your taxes for you.

Coworking Spaces

Work anywhere. Pay less.

Nationwide coworking network
Access a wide range of coworking spaces across the country.

Exclusive discounts
Save up to 70% on memberships and daily passes.

Nationwide coworking network
Access a wide range of coworking spaces across the country.

Exclusive discounts
Save up to 70% on memberships and daily passes.

Learning & Development

Upgrade your skills. Increase your income.

Skills that pay off
Focus on high-impact skills for freelancing and remote work.

Access top learning platforms
Learn from:

Coursera
Udemy
Elmentor
Yanfaa

Access top learning platforms
Learn from:

Coursera
Udemy
Elmentor
Yanfaa

Coursera

Yanfaa

Udemy

Almentor

Testimonials

Customers Happy Stories

Discover how Card-Y helped customers get paid globally & work without worry. Hear directly from our users about their satisfaction.

The best they help me a lot in… The best they help me a lot in receiving money, support is very helpful and they make you fell that they work with you.

mhamed kotkat

CEO at TechFlow Solutions

Amazing people and amazing service so far, best custom service ever, and an amazing solution to the on-going problem in Egypt at the moment with the financial sector, I truly wish them the best ❤️

Mohamed Talat

Professional Customer service Really On… Professional Customer service Really On Any Time They Are On Duty. On Time Issue Solve By Tech Team. In My Opinion They Are So Good On This Industry.

Kareem GxR

Outstanding Service – Card-Y is a Game Changer! The onboarding process was smooth from start to finish — account creation, phone verification via WhatsApp code, and KYC submission were all handled quickly and professionally.

Mohamed Othman

The Best Packaged Services for Digital Nomads

Whether you’re just getting started or building a global career, Card-Y gives you the tools, accounts, and benefits you need to earn, learn, and grow — all in one place.

Pay as you go

Pay for the services you need separately

Card-Y Free

What's Included:

USD & EUR accounts with standard fees

Virtual USD card for purchases(Yearly and monthly fee)

Withdraw USD & EUR through Card-Y with a fee

Receive payments in USD & EUR with a fee

Exclusive Multi-currency Egyptian Physical Card (one time fee)

You start here

Monthly

Quarterly

Yearly

EGP499/month

EGP250/month

Earlybird discount

EGP3000 first year then EGP5988

Card-Y

Popular

Subscribe and enjoy all the benefits included:

Free USD & EUR accounts in USA & EU

Free Virtual USD card for purchases

Free Health Insurance Card (up to 70% discount)

Up to 60% discount on Co-Working spaces

Subscription in Coursera, Udemy, Almentor, or Yanfaa

Ability to receive payments USD&EUR

Lower receiving USD / EGP transfer fee from abroad

Exclusive Multi-currency Egyptian Physical Card

ATM withdrawals in USD

Choose this plan

Pay as you go

Pay for the services you need separately

Card-Y Free

What's Included:

USD & EUR accounts with standard fees

Virtual USD card for purchases(Yearly and monthly fee)

Withdraw USD & EUR through Card-Y with a fee

Receive payments in USD & EUR with a fee

Exclusive Multi-currency Egyptian Physical Card (one time fee)

You start here

Monthly

Quarterly

Yearly

EGP499/month

EGP250/month

Earlybird discount

EGP3000 first year then EGP5988

Card-Y

Popular

Subscribe and enjoy all the benefits included:

Free USD & EUR accounts in USA & EU

Free Virtual USD card for purchases

Free Health Insurance Card (up to 70% discount)

Up to 60% discount on Co-Working spaces

Subscription in Coursera, Udemy, Almentor, or Yanfaa

Ability to receive payments USD&EUR

Lower receiving USD / EGP transfer fee from abroad

Exclusive Multi-currency Egyptian Physical Card

ATM withdrawals in USD

Choose this plan

Pay as you go

Pay for the services you need separately

Card-Y Free

What's Included:

USD & EUR accounts with standard fees

Virtual USD card for purchases(Yearly and monthly fee)

Withdraw USD & EUR through Card-Y with a fee

Receive payments in USD & EUR with a fee

Exclusive Multi-currency Egyptian Physical Card (one time fee)

You start here

Monthly

Quarterly

Yearly

EGP499/month

EGP250/month

Earlybird discount

EGP3000 first year then EGP5988

Card-Y

Popular

Subscribe and enjoy all the benefits included:

Free USD & EUR accounts in USA & EU

Free Virtual USD card for purchases

Free Health Insurance Card (up to 70% discount)

Up to 60% discount on Co-Working spaces

Subscription in Coursera, Udemy, Almentor, or Yanfaa

Ability to receive payments USD&EUR

Lower receiving USD / EGP transfer fee from abroad

Exclusive Multi-currency Egyptian Physical Card

ATM withdrawals in USD

Choose this plan

Add-ons

Need More?

Discover our add-on benefits for extra peace of mind for freelancers and remote workers

Legal Setup

Legal setup for you and your work as remote worker and freelancer

Tax Filing

Complete legal tax filing for you based on the new tax law so you don’t have to deal with procedural hustle

Full Health Insurance

Full fledged health insurance with all its benefits included

Let's Talk

50% Discount for early subscribers

Everything freelancers and remote workers usually miss—payments, compliance, health, and benefits—now in one place

Get Started Now

Instant setup

Built for global work

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Terms

Help Center

Card-Y (CARD-Y HOLDING INC.) is a financial technology company, not a bank. Card-Y manages card programs and provides related technology services through a partnership with a card issuing platform provider. Banking services supporting these card programs are provided by the platform provider's partner bank(s), Member FDIC.

Cards are issued by these partner bank(s) pursuant to licenses from Mastercard International Inc. and Visa U.S.A. Inc.

Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated.

Visa is a registered trademark of Visa International Service Association.

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